If you are considering treatment at a recovery center, you might wonder how you will pay for it. This is probably one of the first questions people ask when thinking about getting help. Drug rehab can be expensive, but that shouldn’t be your first concern. Drug rehab can save lives, and that is what’s most important.
What Goes Into the Cost of Drug Rehab?
The exact cost of an addiction recovery center depends on many factors. Obviously, residential programs have additional expenses to cover, such as housing. They also offer the highest level of care, though.
Outpatient services can be less expensive because there is less overhead. They are not the right choice for everyone, though. You need to surround yourself with a strong support system to make it work.
Health Insurance and Drug Rehab
Health insurance is going to be the first place most people should look when considering drug rehab. Substance use treatment is a mandated essential service in the Affordable Care Act. That means your current insurance should cover it if purchased via the state or federal marketplace. That doesn’t mean they will pay for everything, though.
Many insurance providers require you to share in the cost of your treatment using copayments and coinsurance fees. The amount they pay may also depend on the drug recovery center you select. Talk to the treatment team and ask them to validate your insurance coverage so you know what you will be responsible for and can plan accordingly.
What About Medicaid?
The next step will be to see if you qualify for Medicaid or Medicare if you don’t have health insurance or can’t cover the shared costs. Those programs will also pay for all or part of your treatment. To be eligible for Medicaid in most states, you must:
- Be over the age of 65
- Be under the age of 19
- Be pregnant
- Be a parent
- Fall within a specific level for income
For Medicare, you must be 65 or older or have a medical condition like an end-stage renal disease.
If you don’t have health insurance and don’t qualify for Medicaid or Medicare, you still may be able to get help from your state or even city. Some offer free treatment if you are eligible. Others may provide a grant to pay for all or some of the costs. The drug rehab you pick may be able to help you figure out your options.
If you are still scrambling to cover the cost of treatment at a drug recovery center, consider whether you have assets you can borrow against like retirement savings. You may also be able to get family and friends to help with a crowdsourcing program like GoFundMe.
Contact San Antonio Recovery Center
At San Antonio Recovery Center, we do what we can to keep our treatment affordable. We also can work with you to come up with ideas to help pay for treatment and will verify your insurance before admittance, so you are fully informed about your coverage.
At San Antonio Research Center, you have access to:
- Affordable addiction treatment
- 90-day treatment programs
- Dual diagnosis treatment
- Residential treatment
- Aftercare services
- In-home telehealth visits
We believe that individualized care plans offer the best treatment and build our program around the 12-step philosophy. Good addiction treatment provides a spectrum of therapy options to ensure you get what you need from the program.
Don’t let worries about how you will pay for treatment get in the way of you getting the help you need for yourself or a member of your family. We are here to work out the money situation so you can enter our drug recovery center without financial worries. Give us a call today at San Antonio Recovery Center and talk to one of our experts. You can reach us at 866.957.7885.